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 Have you finished your 2023 budgeting process? Did you forget this important fintech sponsorship opportunity?
The U.S. Fintech Symposium will be held in Orlando on May 16th - 18th. This conference brings together industry executives and decision-makers to network and discuss the latest fintech strategies, tactics and trends. Some of the benefits of sponsoring the U.S. Fintech Symposium include:
Interested? We'd love to share more information on how the U.S. Fintech Symposium can meet your marketing, branding, and sales goals. If you would like to talk, please let me know some dates & times that would work well for you. Alternatively, you can use this link to schedule a 30-minute zoom meeting here: Schedule a Zoom Meeting  By 2026, B2B eCommerce will hit $18 Trillion, showcasing that digitalization is well underway as leaders are moving their transformation efforts and omnichannel strategies ahead significantly faster than they previously thought possible. But when we talk about improving B2B payments, it’s important to understand that credit cards won’t cut it. Today’s business buyers, shaped by their experiences with B2C, want the option to purchase online and the process to be fast and convenient. In this presentation, we’ll envisage the B2B payments network of the future, and how it will create an experience as frictionless as a credit card purchase. It stands to change B2B forever.
This presentation will discuss 1. The unique requirements of B2B buyers and why payments must become invisible 2. How does a B2B payments and invoicing network work to build more profitable and loyal trading relationships. 3. How to build the capability for B2B embedded payments and how to manage the costs and complexities.  The U.S. Fintech Symposium is seeking speaking proposals from fintech thought-leaders who are interested in sharing their experiences, best practices, case-studies and/or research. There are two speaking options: 1.) a 50-minute presentation and/or 2.) a panel discussion. The ideal speaker(s) will have extensive industry experience and be willing to share information about their session and the conference on social media. The Symposium will be held in Orlando from May 16th - 18th, 2023 and will bring together industry executives and decision-makers to network and discuss the latest fintech strategies, tactics and trends. *** Submissions Due by December 31, 2022 *** If you would like to submit a presentation for consideration, please complete the form on our website: U.S Fintech Symposium Call for Speakers We will notify you ASAP if your presentation was selected for the 2023 U.S. Fintech Symposium.  We're happy to announce that the registration for the 2023 U.S. Fintech Symposium in now open. Register before December 31st and save $200 off of regular registration! The U.S. Fintech Symposium will be held in Orlando, May 16th - 18th, 2023. Learn from fintech thought-leaders,discuss partnership opportunities with industry organizations and network with fintech executives. 
Learn More About Speaking at the U.S. Fintech Symposium
 Last year a record 5.4 million small businesses were formed as people sought to take control of their own career paths and become their own boss. That means there were 5.4 million opportunities for fintech providers to help these entrepreneurs when they needed it most - at the very beginning of their business journey. Yet, every single one of them was abandoned by fintechs in favor of more stable, higher revenue SMBs, continuing the pattern of running from small businesses at their most vulnerable stage because data shows that most new businesses fail.
Early stage businesses are underserved in a crowded market, and don’t have the same needs or support as larger businesses. These brave new business owners need financial tools to help them grow and become successful, and right now, no fintech solution makes it easy for them. Instead they are forced to stitch together different fintech products, racking up fees (and headaches) along the way. This session will cover why the fintech industry needs to find viable models that help these early-stage business owners be successful.  Customer experience management (CXM) is an emerging and trending industry that is revolutionizing the customer experience and business productivity, as well as boosting the bottom line for fintechs. Not to be confused with CRM, CXM uses innovative technology that goes beyond CRM capabilities to solve customer problems in real time. This presentation will explain CXM technology capabilities, the specific value it brings to fintechs’ operations, bottom lines and customers.
 Web3 and Decentralized Finance (DeFi) is the (r)evolutionary movement to create a solely code-based, intermediary-independent financial system—a movement which has grown from $4bn to $104bn in assets locked in the last three years. Isabell will present a systematic review of the yet fragmented DeFi research field.
By identifying, analyzing, and integrating 83 peer-reviewed DeFi-related publications, the results contribute fivefold. First, they confirm the increasing growth of academic DeFi publications through systematic analysis. Second, they frame DeFi-related literature into three levels of abstraction (micro, meso, and macro) and seven subcategories. Third, they identify Ethereum as the blockchain in main academic focus. Fourth, they show that prototyping is the dominant research method applied whereas only one paper so far has used primary research data. New Session Announcement: How Bill Pay Innovation Helps Banks Build Solid Customer Relationships9/27/2022  Consumers have come to expect seamless interactions when transacting online, however, most of the legacy bill pay platforms banks offer their customers fall far short of that standard. This helps explain why 76 percent of consumers pay their online bills directly to billers. Many banking executives have taken notice and they are now adopting modernized bill pay technology in an effort to win back customers and customizing additional products and services based on bill pay activity. BillGO’s Russ Chacon will share real-life examples of modern bill pay is helping banks regain and retain customers.
 Fintech has grown wildly beyond what we could have imagined 15 years ago, and the ecosystem is now littered with behemoth tech companies. But for all that noise, fintech hasn’t really even made a dent in most parts of financial services. In fact, so little impact that you could reasonably ask, "will it ever?" But if you look close enough at the canary in the coal mine segments, fintech penetration is happening, is accelerating, and is inevitable across the whole industry. There are trillions of dollars of market cap to go get, and you could argue we’re at risk of under investing in the sector. Zach will also dive into what areas of fintech are especially ripe for innovation and have the most opportunity to disrupt traditional finance.
 Last year a record 5.4 million small businesses were formed as people sought to take control of their own career paths and become their own boss. That means there were 5.4 million opportunities for fintech providers to help these entrepreneurs when they needed it most - at the very beginning of their business journey. Yet, every single one of them was abandoned by fintech’s in favor of more stable, higher revenue SMBs, continuing the pattern of running from small businesses at their most vulnerable stage because data shows that most new businesses fail.
Early-stage businesses are underserved in a crowded market, and don’t have the same needs or support as larger businesses. These brave new business owners need financial tools to help them grow and become successful, and right now, no fintech solution makes it easy for them. Instead, they are forced to stitch together different fintech products, racking up fees (and headaches) along the way. This session will cover why the fintech industry needs to find viable models that help these early-stage business owners be successful.  Kevin will demonstrate the importance of APIs and how they enhance the customer/merchant experience.
The three most import points discussed during this presentation will be: 1) The impact of APIs goes beyond the initial payment, as they offer support for what can happen afterwards through post backs/webhooks, reporting, and reconciliation of dispute management (chargebacks). 2) Most organizations put their focus on how to tee-up payments, but it’s also crucial to have the functionality of APIs to help automate processes and support customer needs. 3) Having real-time data available from APIs offers a better and more efficient merchant and customer experience across the board.  Making loans and gathering deposits are core financial services activities. Advanced fintechs are utilizing funds transfer pricing (FTP) to help determine how to price these activities. This alone is challenging, but recent changes in key market rates (i.e., Libor phase-out and SOFR phase-in) are making this even more challenging. We will describe the fundamental basis for FTP, key components, and how changes in market interest rates are affecting FTP approaches in many financial institutions. If your institution is competing for loans and deposits, you need to understand this key component to pricing decisions for loans and deposits.
 The only constant in any industry is change, but it’s particularly applicable to Payments. Understanding how the industry is changing is vital to future-proofing your organization. In this session, Barry will discuss key principles of what will make up the future of fintech.
Introduction: Payments are backbone of fintech. Key principles of people-focused payments: 1) Pain-free Payments: Customer expectations of ease continue to rise. If things aren’t easy, people abandon quickly. How seamless is payments…really? 2) Payments with Purpose: Let’s redefine the word “payments.” Payment = money + data. They must be connected. One w/o the other doesn’t work 3) Pliable Payments: Money has changed in form over the years…yet we still have most forms. Which wins? It shouldn’t matter to most businesses. 4) Protected Payments: While technology continues to push payments forward, the one constant in payments is trust. 5) Payments with Partners: Gone are the days where one company can do it alone. Payments is an ecosystem and that’s even more true today. Conclusion: When you put all these together, you get “unified payments”; that’s the future of fintech. We're happy to announce that Wall Street Technology Association (WSTA) has become an official marketing partner of the U.S. Fintech Symposium!  The Wall Street Technology Association (WSTA®) provides financial industry technology professionals, vendors, service providers, and consultants with forums to learn from and connect with each other. The WSTA facilitates seminars and networking events where members meet and exchange ideas and best practices that assist them in effectively capitalizing on technology advances and dealing with financial industry business challenges. Founded in 1967, the WSTA is a not-for-profit association with a long history of evolving to meet the needs of its members. Click here to learn more about WSTA!
New Session Announcement: B2B Embedded Finance - A New Opportunity for Efficiency & Growth?9/13/2022  The demand for embedded finance is on the rise in the business-to-business (B2B) landscape, transforming the way B2B companies buy and sell while creating new opportunities for fintech, corporate buyers, suppliers (especially SMBs), and non-financial institutions.
This presentation will examine new factors and trends that are driving the emergence of B2B embedded finance, and delve into the needs fintechs can fulfill for the three sides of the B2B online transaction – suppliers, buyers, and the platforms they use - along with beyond-the-obvious benefits each experience from B2B embedded finance. This presentation will also demonstrate how invoice factoring, a lesser-known funding method, and industry partnerships create a B2B embedded finance strategy that’s a win-win-win-win for all involved (buyers, suppliers, platforms, and fintechs). The key takeaways from this presentation will be:
 We live in an omnichannel world, one defined by consumers demanding convenience, flexibility, and accuracy in their shopping experiences. The technology used to power commerce has had to become more integrated to connect the customer experience across channels, platforms, and back-end systems.
The connectedness of fintech is happening all around us. Whether it’s an e-commerce platform offering native payment processing solutions or a payment provider offering shipping services, the fintech model has become more streamlined to power positive purchasing experiences and merchant profitability as well as increase margins for technology providers. This session will look at how shifts in consumer behaviors and commerce patterns are created new pressures for fintech providers to own more of the customer experience, examples of fintech companies embedded other functions into their experiences, and the role APIs will play in an embedded-first future of fintech.
"Risk is at the heart of any Fintech" - Trupti Natu "Fintech Startup Risk Management: How It Differs in Web 3.0 from Web 2.0" presented by Trupti Natu during the 2022 U.S. Fintech Symposium. Below is a highlight video of Trupti's presentation. To view the entire presentation (and other presentations), please consider becoming a U.S. Fintech Symposium Member today!  TreaSolution is happy to announce that Fintech Futures has become an official marketing partner of the 2022 U.S. Fintech Symposium!
FinTech Futures is a premier digital publishing platform and the definitive source of news and analysis for the worldwide fintech community. We are the go-to, trusted resource for industry buyers, sellers, developers, integrators, regulators, and other specialists across the sector, big and small. Our website attracts over 100,000 visitors per month with over 200,000 page views and our daily newsletter is delivered to over 35,000 key decision-makers in the financial services and technology sectors. The brand is active across the key B2B social media platforms, with over 50,000 followers on Twitter (@FinTech_Futures) and over 54,000 followers on LinkedIn. FinTech Futures also publishes The Banking Technology magazine, a print and online publication founded in London in 1983. The magazine, published ten times a year, is a trusted brand for fintech professionals an enjoys a worldwide distribution. Read the April 2022 version of Banking Technology magazine by clicking here!  Financial Institutions are continually turning to FinTechs for collaboration when bring new offerings to the market. In this session, Capco, Backbase, Jumio and FinXact will talk about the challenges and achievements around integrating partnership solutions holistically for clients across the financial services spectrum including credit unions, regional banks and global financial institutions. Key Panel Discussion Takeaways:
 TreaSolution is happy to announce that Episode Six has become a Knowledge + Networking Sponsor of the 2022 U.S. Fintech Symposium! The U.S. Fintech Symposium will be held on May 3rd & 4th in Orlando, Florida. Episode Six will be sponsoring a Knowledge + Networking session, speaking at the event and company representatives will be exhibiting so attendees can learn more about their payment technology & payment platform. About Episode SixEpisode Six is a payments technology company that gives banks, fintechs and brands the freedom to design and bring leading digital payment propositions to market with unmatched speed. From issuer processing to digital wallet – across deposits, credit, savings, and loyalty rewards – and account management, Episode Six power clients’ payments journeys with the most flexible and adaptable platform on the market today, providing highly configurable products with user-driven tools and technology to stay ahead of, and respond to, customer demand and market shifts. Episode Six’s platform is purpose-built to transfer value of any kind – fiat currency, cryptocurrencies, brand value points, gold, and more. Episode Six operates globally across 24 countries with an expanding team located in the U.S., Europe, Japan, Singapore, Hong Kong, and Australia.
 TreaSolution is happy to announce that Verafin will be a Gold Sponsor of the 2022 U.S. Fintech Symposium this May in Orlando. Verafin representative will be attending and exhibiting at the U.S. Fintech Symposium. Also, we will be announcing an Verafin fintech webinar in the near future!
About Verafin The Verafin Financial Crime Management platform is a cross-institutional, cloud-based solution utilizing the latest advances in artificial intelligence and machine learning. Their smart evidence and risk-rated Fraud and BSA/AML alerts remove the traditionally siloed approach between BSA/AML and fraud departments, allowing institutions to work more efficiently, and our Information Sharing capabilities allow you to conduct collaborative investigations with other institutions, saving time and resources during investigations. Learn more by talking with Verafin representatives at the U.S. Fintech Symposium and/or visiting: https://verafin.com/ |
