 The U.S. Fintech Symposium is pleased to announce that David M. Robinson, Director of Fintech and Embedded Banking at Academy Bank, will serve as a Peer-to-Peer Moderator at the upcoming 2025 U.S. Fintech Symposium, taking place June 2–4, 2025 in Oak Brook, Illinois.
About David M. Robinson David M. Robinson brings more than 20 years of experience in financial services, with a career built around strategic business development and fostering impactful bank-fintech partnerships. Since December 2022, he has led efforts at Academy Bank to build out a robust Banking-as-a-Service (BaaS) platform, and he plays a pivotal role in sourcing and cultivating fintech partnerships for Academy Bank, Armed Forces Bank, and Dickinson Financial. David’s previous leadership roles include a 6.5-year tenure as National Sales Director for Fintech Partnerships at UMB Bank, where he spearheaded strategic alliances with prominent fintech networks such as Alloy Labs, Canapi Fintech Alliance, and FedFis. Earlier in his career, he spent 17 years at State Street Corporation, leading relationship management and business development initiatives focused on asset managers and insurers. Recognized for his intellectual curiosity and consultative leadership style, David brings a wealth of insight into fintech innovation and banking transformation. About the Session: The ROI of B2B Fintech: Innovating Trade and Payments As fintech continues to reshape B2B financial services, organizations are exploring how to leverage these tools to deliver measurable returns. In this peer-to-peer discussion, David will guide an exploration of the technologies, efficiencies, and partnerships driving ROI in trade and payments. The session will offer valuable perspectives on how fintech is not only innovating transactions but transforming the way institutions operate and grow. Register to Attend Join fintech professionals, executives, and innovators at #USFS2025 to explore real-world strategies, connect with industry leaders, and gain valuable insights. Don’t miss your chance to learn from David M. Robinson and other fintech trailblazers. Register Today!
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interface.ai Joins the 2025 U.S. Fintech Symposium as Gold Sponsor & Opening Reception Host4/17/2025  The 2025 U.S. Fintech Symposium is proud to welcome interface.ai as a Gold Sponsor and exclusive Opening Reception Host for this year’s conference, happening June 2–4, 2025, in Oak Brook, Illinois.
As fintech organizations evolve to meet rising expectations for speed, personalization, and compliance, AI has become a strategic imperative. interface.ai is leading this transformation, offering one of the most advanced agentic AI platforms in the industry. With solutions designed specifically for financial institutions, interface.ai is redefining the standard for customer engagement and operational efficiency. About interface.ai interface.ai powers intelligent, autonomous banking experiences by unifying voice, digital, and employee-assisted channels—all under a single, self-learning AI brain. Their AI platform enables financial institutions to automate routine tasks, ensure consistent compliance, and deliver highly personalized support across all customer touchpoints.
Kick Off #USFS2025 at the Opening Reception Hosted by interface.ai interface.ai will host the official Opening Reception of the 2025 U.S. Fintech Symposium, providing a vibrant environment to connect, unwind, and discuss emerging fintech trends with fellow leaders, innovators, and technology partners. This reception is the ideal launchpad for three days of in-depth learning, panel discussions, and strategic networking. 🌐 Learn more at: interface.ai Whether you're exploring AI-powered growth or building scalable compliance solutions, this is your chance to engage with the fintech community and discover how interface.ai is accelerating transformation across the industry. Join Us This June! 📅 June 2–4, 2025 📍 Oak Brook, IL 🔗 Register Today!  Big news in fintech compliance! We’re thrilled to welcome Winnow as a Platinum Sponsor of the 2025 U.S. Fintech Symposium, taking place June 2–4 in Oak Brook, Illinois. As the regulatory landscape continues to evolve, fintech leaders are seeking innovative, technology-driven tools to stay ahead of compliance challenges. This year’s Symposium puts a spotlight on just that — and Winnow is leading the charge. About Winnow Winnow is an award-winning RegTech platform built to support financial institutions in mastering complex regulatory requirements. By cataloging over 80,000 federal and state legal obligations, Winnow delivers:
Their intelligent, adaptable tools empower organizations to move faster, stay informed, and reduce risk — a mission that aligns perfectly with the goals of the U.S. Fintech Symposium. An Award-Winning RegTech Leader Winnow’s impact on the compliance landscape hasn’t gone unnoticed. In 2024, they were honored with: 🏆 Best RegTech Solution – Finovate Awards 🏆 Regulatory, Governance & Compliance Tech Award – Legalweek Leaders in Tech Law 🏆 Tech100 Mortgage Winner – HousingWire These recognitions reflect Winnow’s continued innovation and excellence in the regulatory technology space. 🌐 Learn more at winnow.law. Why This Partnership Matters The U.S. Fintech Symposium brings together fintech executives, legal leaders, and compliance innovators to tackle the industry’s most pressing challenges. With its focus on adaptive compliance strategies and collaborative problem-solving, the event is a natural fit for Winnow’s mission and technology. Attendees will get the opportunity to connect with the Winnow team, explore live demos, and gain insights into building resilient, future-proof compliance frameworks. If you’re a fintech leader ready to evolve your compliance strategy and discover the power of RegTech innovation, you won’t want to miss this premier fintech event. Join Us at #USFS2025 📍 June 2–4, 2025 🏢 Oak Brook, IL 🔗 Register Today!  The U.S. Fintech Symposium is honored to welcome Chris Hilliard, CEO and Founding Member of Winnow, as a Keynote Panelist for the 2025 event. Chris will contribute to a high-impact executive discussion on where fintech leaders should direct their strategic investments in the years ahead.
About Chris Hilliard Chris Hilliard brings over two decades of leadership experience in banking, mortgage lending, and regulatory compliance to the fintech stage. As CEO and a founding member of Winnow, he spearheads an innovative solution that transforms how lenders and financial institutions manage complex federal and state compliance obligations. Chris holds several professional designations, including Certified Regulatory Compliance Manager (CRCM) and Certified Compliance and Ethics Professional (CCEP). Throughout his career, he has led compliance, risk, litigation, and product development functions—demonstrating a passion for using technology to streamline processes and enhance customer and regulatory outcomes. Session Spotlight: Strategic Fintech Investments As a keynote panelist, Chris will join fellow executives in the session titled “Strategic Fintech Investments – Where CEOs Should Focus in 2025 and Beyond.” This forward-looking conversation will spotlight critical areas where fintechs should direct resources to stay competitive and resilient. The panel will examine high-growth opportunities, evolving customer needs, and the long-term strategic bets fintech leaders must consider in a fast-paced digital economy. The U.S. Fintech Symposium takes place June 2–4, 2025, in Oak Brook, IL. Produced by Converge Events, the conference brings together senior fintech professionals to exchange insights, foster innovation, and build strategic partnerships. 🔗 Join the conversation shaping fintech’s future: Register Here  The U.S. Fintech Symposium is proud to announce that Akshay Kohli, Head of Fintech Products at Super.com, will be joining our 2025 event as a Peer-to-Peer Moderator. Akshay will help facilitate expert-level dialogue and peer learning in a session designed to drive meaningful fintech insights.
About Akshay Kohli With over 15 years of fintech and banking experience, Akshay Kohli leads the Financial Products team at Super.com, where his work centers on democratizing access to credit and financial tools for everyday Americans. His prior leadership role at CIBC included scaling lending products for Simplii Financial, a challenger bank, and advancing product innovation in payments and business banking. Holding an MBA from McGill University and an engineering degree, Akshay combines strategic thinking with deep technical knowledge to deliver impactful financial solutions at scale. A passionate mentor and thought leader, he frequently shares insights on fintech product strategy and innovation. Session Spotlight: Scaling Digital Wallets & Super Apps Akshay will moderate a peer discussion titled "Scaling Digital Wallets & Super Apps: The Future of Customer Engagement." This session will delve into how integrated financial platforms are reshaping user engagement by combining banking, payments, and lifestyle services. Attendees will explore monetization models, growth strategies, and how the competitive landscape is evolving for digital wallets and super apps. The U.S. Fintech Symposium will take place June 2–4, 2025, in Oak Brook, IL. Hosted by Converge Events, the symposium connects senior fintech professionals for strategic networking, peer discussions, and expert insights. 🔗 Secure your spot today and be part of the conversation: Register Here U.S. Fintech Symposium Welcomes American Fintech Council’s Ian Moloney as Keynote Panelist4/10/2025  The U.S. Fintech Symposium is excited to announce Ian P. Moloney, Senior Vice President and Head of Policy and Regulatory Affairs at the American Fintech Council (AFC), as a keynote panelist at this year’s event. The symposium will be held June 2–4, 2025, in Oak Brook, Illinois, and will bring together fintech thought leaders, innovators, and policymakers.
About Ian P. Moloney Ian P. Moloney leads policy strategy for the American Fintech Council, where he works across the fintech ecosystem to shape regulatory direction. Prior to joining AFC, he held a pivotal role at Cross River as Head of Policy and Regulatory Affairs. His experience also includes time as a Senior Analyst at the U.S. Government Accountability Office, where he focused on fintech, digital identity, and small business lending. Ian has authored several publications on fintech policy for organizations such as the Federation of American Scientists, Cambridge Centre for Alternative Finance, and the United Nations. With academic credentials from Central Michigan University and Johns Hopkins University, Ian brings a rare blend of ethical insight, academic rigor, and policy leadership to the fintech space. About the Session Ian will be part of the keynote panel titled “Navigating the New Normal: Thriving Amid Rapid Regulatory and Policy Change.” This session will address how fintech companies can thrive amid global policy shifts. Attendees will walk away with insights on building resilient compliance frameworks, engaging regulators, and navigating evolving rules around AI, data governance, and financial innovation. This discussion is critical for any fintech leader seeking to align innovation with evolving compliance standards. 👉 Register today to hear Ian P. Moloney and other experts speak at the 2025 U.S. Fintech Symposium:  The U.S. Fintech Symposium is pleased to announce that Mark Webb, SVP and Senior Director of Compliance Advisory at Coastal Community Bank, will serve as a Peer-to-Peer Moderator at the 2025 event.
With a deep understanding of fintech and traditional banking compliance, Mark brings extensive risk management experience to lead collaborative dialogue among executive attendees. About Mark Webb Mark Webb is a seasoned compliance and risk management professional specializing in fintech and traditional financial institutions. As SVP, Senior Director of Compliance Advisory at Coastal Community Bank, Mark oversees the development and execution of robust compliance management systems tailored to both fintech and community banking. His leadership spans strategic risk programs for BaaS and LaaS partnerships, API infrastructure, and regulatory examination readiness. Prior to Coastal, Mark held senior roles at Lincoln Savings Bank, where he led Financial Crime Compliance and regulatory corrective actions, and at notable institutions such as Affirm, Tally, Wells Fargo, VISA, and Bank of the West. Mark holds an MBA in Financial Analysis from the University of San Francisco and a BA in Organizational Psychology from UC San Diego. Session Spotlight: Compliance as a Competitive Advantage – Strategies for Fintech Leaders At the 2025 U.S. Fintech Symposium, Mark will moderate a thought-provoking peer-to-peer session centered on the strategic value of compliance. This session will empower fintech leaders to explore how compliance initiatives can serve as tools for enhancing reputation, building trust, and creating differentiation in a crowded marketplace. Join Us in Oak Brook, IL – June 2-4, 2025 The U.S. Fintech Symposium is where decision-makers in finance and technology come together to shape the future of the industry. Participate in high-level discussions, networking, and learning alongside leading experts like Mark Webb. 👉 Register Today!  The U.S. Fintech Symposium is proud to announce that Carey Ransom, Managing Director at BankTech Ventures, will be a keynote panelist at our 2025 event. This premier fintech conference will take place from June 2 – 4, 2025 in Oak Brook, Illinois, uniting the brightest minds in financial services and technology.
About Carey Ransom Carey Ransom leads BankTech Ventures, a $115M strategic investment fund supporting transformative technologies for community banks. An accomplished entrepreneur and investor, Carey has founded or led eight tech companies across B2B and consumer sectors. From scaling Aspiration to building 30 startups through Operate, his venture studio, to executive roles at Experian, Happy Money, and more—his impact on fintech innovation is profound. He is a recognized thought leader, frequent speaker at industry events including Finovate and Fintech Meetup, and host of the Operate Podcast. His dynamic career blends deep strategic insight with a passion for team building and growth. About the Session Carey will join the keynote panel titled “Strategic Fintech Investments – Where CEOs Should Focus in 2025 and Beyond.” This session brings together leading experts to discuss the future of fintech investment strategy. Attendees will gain forward-looking perspectives on high-growth opportunities and the strategic pivots necessary to stay competitive in an ever-evolving market. Whether you’re a fintech founder, executive, or investor, this is a must-attend conversation on where the industry is heading. 👉 Don’t miss your chance to engage with Carey Ransom and other industry leaders. Register Today!  The U.S. Fintech Symposium is thrilled to welcome Chase Larson, Executive Vice President and Chief Lending Officer at St. Cloud Financial Credit Union, as a Peer-to-Peer Moderator for our upcoming 2025 event, taking place June 2–4, 2025, in Oak Brook, Illinois.
A well-respected leader in the financial services industry, Chase brings nearly 20 years of experience navigating the complex intersection of risk management, community lending, and next-gen financial technology. At SCFCU, Chase has become a leading voice on the future of digital assets in credit unions. He leads the organization's CU-Digital Asset Vault initiative and is an architect behind several key programs, including the Business Services Strategy, the SBA lending initiative, and the Extra Mile Loan Program—each designed to make innovative lending more accessible to their member base. Beyond operational excellence, Chase’s impact extends to transforming how credit unions approach the evolving digital landscape. His work on integrating platforms like DaLand’s R Path reflects his deep commitment to bridging traditional financial services with the fintech infrastructure of tomorrow. Through his leadership, SCFCU is emerging as a blueprint for how smaller institutions can stay competitive in an age of rapid fintech disruption. At USFS 2025, Chase will moderate an impactful Peer-to-Peer session titled: “Crypto, DeFi & Tokenization: How Financial Institutions Are Integrating Digital Assets.” This dynamic roundtable will bring together industry professionals to explore:
Chase’s session promises to foster a candid, peer-led dialogue on what it really takes to adopt and scale digital finance solutions responsibly and strategically. Whether you’re a banking executive exploring tokenization or a compliance leader navigating crypto-related risk, this session is a must-attend moment during the symposium. Event Details: 📅 Date: June 2–4, 2025 📍 Location: Oak Brook, Illinois 📝 Register today! Join Chase Larson and other fintech leaders as we shape the future of finance through conversation, collaboration, and innovation. Secure your spot today and take part in a one-of-a-kind peer-to-peer learning experience.  The U.S. Fintech Symposium (USFS) returns June 2–4, 2025, bringing together fintech professionals, innovators, and decision-makers for three days of high-impact conversations and meaningful connections. Whether you're looking to share thought leadership, boost brand visibility, or explore the latest trends, there’s a place for you at this must-attend fintech event. 🎤 Speak: Share Your Expertise on Stage Thought leaders, this is your platform. USFS is looking for fintech professionals tackling real-world challenges in areas like:
Speaking at USFS 2025 positions you as a leader in your field while contributing to the broader dialogue shaping the industry. Whether you're a seasoned speaker or a rising voice, this is your chance to be heard. 📝 Apply to speak now: 👉 Learn More About our Call for Speakers 💼 Sponsor: Connect with Decision-Makers Sponsoring USFS 2025 means aligning your brand with one of the most respected fintech conferences in the U.S. Sponsorship opportunities are designed for maximum exposure and real engagement with fintech’s top executives. Sponsorship benefits include:
This is more than a branding exercise—it's a strategic investment in your company's growth. 🔗 View sponsorship options: 👉 Learn More About Sponsorships 📅 Attend: Learn, Network, and Lead
USFS is where fintech professionals come to learn, grow, and connect. With a curated agenda covering fintech legal trends, compliance strategies, and innovation in digital finance, attendees walk away with actionable insights and valuable industry relationships. Highlights include:
If you’re looking for a fintech meetup that delivers more than just business cards—this is it. 🎟️ Register to attend: 👉 Register today!  Are you ready to lead the conversation on fintech’s most pressing challenges and exciting breakthroughs?
The 2025 U.S. Fintech Symposium (USFS) is now accepting Call for Speakers applications, and this is your moment to shine. Whether you’re a fintech veteran, a rising innovator, or a passionate voice from the regulatory, cybersecurity, or compliance space—your insights could help shape the future of finance. Why Speak at the U.S. Fintech Symposium? The U.S. Fintech Symposium is more than a fintech conference—it's a dynamic platform for thought leadership, real-world problem-solving, and authentic industry connections. As a speaker, you’ll have the opportunity to: ✅ Inspire an audience of senior fintech executives and decision-makers ✅ Share your expertise on a national stage ✅ Position yourself and your brand as an industry authority ✅ Connect with innovators, investors, and collaborators ✅ Lead conversations that will influence fintech strategies nationwide Our attendees are eager to hear fresh perspectives on everything from AI in finance and blockchain innovation, to regulatory challenges, cybersecurity frameworks, and compliance strategy. What We’re Looking For We welcome dynamic speaker proposals covering:
Don’t Wait—Apply Now! Spots are limited and the selection process is competitive. If you’re ready to take the stage and help drive meaningful change in the financial technology space, submit your speaker application today. 🔗 Click here to apply to speak at USFS 2025  We are excited to announce that Converge Events is now the unified brand managing all of TreaSolution’s premier conferences, including the 7th Annual U.S. Fintech Symposium, taking place June 2-4, 2025 in Oak Brook, IL. This rebranding signals a shift towards delivering a more streamlined and cohesive experience for our attendees.
Important Update: Communications Now from Converge Events All communications regarding the U.S. Fintech Symposium including emails, newsletters, event updates, and announcements — will now come directly from Converge Events. Please update your email filters and contact lists to ensure you receive all important updates leading up to the event. About Converge Events Converge Events specializes in hosting industry-leading B2B conferences designed to foster meaningful conversations among professionals. With a focus on fintech, financial services, and technology, our events feature expert-led panel discussions, peer-to-peer networking, and actionable insights. Converge Events aims to provide high-quality, integrated experiences that drive innovation, offering attendees valuable takeaways long after the event ends. About the U.S. Fintech Symposium The U.S. Fintech Symposium is a premier event that brings together leaders and innovators in the fintech industry to explore the latest trends, challenges, and opportunities in financial technology. Scheduled for June 2025, the symposium offers a dynamic program featuring expert-led panels, engaging keynote sessions, and networking opportunities tailored for professionals across the fintech spectrum. Attendees will delve into critical topics such as open banking, regulatory changes, and emerging technologies while connecting with peers and potential partners in a collaborative environment.  Attending a fintech conference can be a valuable opportunity for professionals in the financial technology industry to learn about the latest trends, network with their peers, and discover new business opportunities. However, with so many sessions and events packed into a single conference, it can be tough to make the most of your time and resources. Here are the top 10 ways to maximize the value of attending a fintech conference.
Bonus Tip! Join us at the U.S. Fintech Symposium to take advantage of expert insights and network with industry leaders, all while staying up-to-date on the latest financial technology innovations. We’re thrilled to announce two new exciting speakers joining the 6th Annual U.S. Fintech Symposium, bringing their unique insights and experience. Click on their images to learn more about them and their sessions.
 In today's rapidly evolving financial landscape, the integration of fintech into treasury management is not just an opportunity; it's a necessity. The emergence of fintech has provided treasury professionals with powerful tools to enhance efficiency, improve risk management, and drive strategic value. This white paper aims to highlight the transformative potential of fintech in treasury operations, offering insights into real-world applications and practical strategies for leveraging these technologies.
The Evolution of Treasury Management Traditionally, treasury management has focused on core activities such as cash management, risk mitigation, and ensuring liquidity. However, the advent of fintech is reshaping these functions by introducing automation, real-time data analytics, and enhanced security measures. These advancements enable treasurers to move beyond traditional roles, positioning them as strategic advisors within their organizations. Key Areas of Transformation Automation and Efficiency The primary advantage of fintech solutions lies in their ability to automate routine and repetitive tasks within treasury management. Key areas where automation proves beneficial include:
Real-Time Data and Analytics The integration of fintech into treasury operations brings a wealth of real-time data and advanced analytics capabilities:
Enhanced Risk Management Fintech solutions offer sophisticated tools for assessing and managing financial risks:
Improved Cash Management Advanced cash management solutions provided by fintech platforms offer significant improvements in liquidity management:
Cybersecurity and Fraud Prevention Fintech innovations are pivotal in enhancing the security of financial transactions:
Practical Strategies for Leveraging Fintech Strategic Partnerships for Banks & Technology Providers Forming strategic partnerships with fintech companies can bring several advantages:
Integration with Existing Systems Seamless integration of fintech solutions with existing treasury systems is crucial:
Continuous Fintech Training Ongoing training and development are essential for keeping treasury teams proficient with the latest fintech advancements:
Data-Driven Decision Making Leveraging the analytics capabilities of fintech for informed decision-making can significantly enhance strategic outcomes:
Regulatory Compliance Staying abreast of regulatory changes and ensuring fintech solutions comply with all relevant regulations is critical:
Conclusion The digital transformation of treasury through fintech is a game-changer, offering unparalleled opportunities for efficiency, risk management, and strategic value creation. By embracing these technologies, treasury professionals can not only enhance their traditional roles but also drive their organizations toward greater financial agility and resilience. We've just added several great speakers who bring their talents and expertise to the 6th Annual U.S. Fintech Symposium Click on their Images to learn more about them and their sessions.
 We're thrilled to announce Inspirit as a Startup Sponsor for the U. S. Fintech Symposium on June 4-6, 2024 in Chicago, Illinois.
Inspirit is a leading IT outsourcing and tech consulting company dedicated to delivering cutting-edge software solutions to startups and SMBs. They understand that every business is unique so they specialize in building and scaling software applications that perfectly align with their clients' objectives. Services include: Custom Software and Product Development, UI/UX Product Design, Strategic Business Analysis, Software modernization, Security, and Expert IT Consulting and Support. To learn more visit www.inspiritdev.com.  We're delighted to announce that Riaz Syed, Founder and CEO of Infinant, will be speaking at the U.S. Fintech Symposium! With over 30 years of experience in global fintech and entrepreneurship, Riaz is a seasoned leader in the industry. Prior to founding Infinant, he managed technology teams within global fintech and successfully founded Zenmonics, a fintech that provided a technology platform for banks. After leading Zenmonics to become an industry leader, Riaz founded Infinant, a Charlotte-based fintech offering a SaaS platform enabling banks to power their embedded finance programs and compete against BaaS providers. Riaz's panel, "Collaboration for Impact: How Banks, Regulators, and Tech Innovators Can Drive Responsible Growth Together," promises invaluable insights into fostering collaboration for responsible growth in fintech. Join us to hear from Riaz and other industry experts at the U.S. Fintech Symposium!
 We’re excited to announce that Jesse Honigberg, Executive Vice President of Products and Platforms at Customers Bank will be speaking at The U.S. Fintech Symposium as a panelist on "Next-Gen Payments: Emerging Technologies & Strategies." With over 25 years of experience in financial services and technology, Jesse is passionate about driving transformative change and fostering strategic partnerships. Throughout his career, he’s led large-scale transformations and reorganizations, managed multi-country teams, and spearheaded the digitization of client experiences. Jesse's leadership roles have included driving large-scale transformations, managing multi-country teams, and spearheading the digitization of client experiences. His strategic acumen has been pivotal in negotiating contracts, managing significant budgets, and steering complex product implementations in marketplace lending, instant payments, API gateways, and direct deposit platforms. A recognized leader in the industry, Jesse is a regular speaker at significant events, sharing insights on digitization, payment modernization, and the challenges and opportunities within the sector. His innovative approach to leveraging cutting-edge technologies and fostering strategic partnerships has positioned his organizations at the forefront of the financial technology evolution.
 We're excited to announce Sarah Grotta, Deputy Chief Fintech Officer at FinWise Bank, as a keynote panelist at the upcoming U.S. Fintech Symposium! With over 25 years of executive leadership in traditional banking, embedded banking, payments, and fintech, Sarah brings a wealth of expertise to the table. Since joining FinWise Bank in 2023, Sarah has been instrumental in expanding the bank’s fintech offering to include cards and payments. Her background encompasses product innovation, development, and launch, along with strategic and business planning. Sarah is a well-known figure in the industry, regularly participating as a speaker, writer, and subject matter expert, focusing on payment cards, ACH, real-time payments, and emerging banking and payments technologies. Join us for her panel discussion, "How Innovative Card, Payment & Technology Solutions are Shaping Fintech Banking," and gain insights into the future of fintech banking from one of the industry's top experts!
 We're excited to announce the addition of Kandie Alter, Assistant Vice President of the Federal Reserve Bank of Chicago’s Payments Policy Group, to our lineup of panelists at the U.S. Fintech Symposium! Join us for her panel discussion, "Next-Gen Payments: Emerging Technologies & Strategies," where Kandie will share her invaluable insights into the evolution of payment systems. In her role, Kandie conducts research and market monitoring on retail payment systems, focusing on digital innovation, modernization, and the evolution of domestic and cross-border payments. Her leadership was instrumental in leading the drafting team for the 2017 Faster Payments Task Force final report, which laid the groundwork for instant payments in the United States.
 We're thrilled to announce another outstanding keynote panelist joining us at the U.S. Fintech Symposium: Lule Demmissie, US CEO of eToro! Lule brings a powerhouse of experience, leading eToro's charge in revolutionizing trading and investing platforms. Her insights will be invaluable on our panel, "Navigating Disruption: Insights from Fintech CEOs on Industry Evolution." As the US CEO of eToro, Lule oversees the company's expansion and investment within the US, operational infrastructure, marketing, investment thought leadership, and regulatory affairs & risk management. As the former President of Ally Invest and with key roles at TD Ameritrade, Lule has spearheaded groundbreaking initiatives in fintech and retail investing. Her leadership is reshaping the landscape of financial services.
 We're thrilled to announce a new addition to our lineup of keynote panelists at the U.S. Fintech Symposium: Aaron Bright, Head of B2B Business Development at Galileo Financial Technologies! Aaron will be speaking on our panel, "How Innovative Card, Payment & Technology Solutions are Shaping Fintech Banking," bringing invaluable insights to the conversation. With a proven track record in strategic business development, Aaron has played a pivotal role in Galileo's growth, crafting innovative go-to-market strategies that have reshaped the fintech landscape. His expertise in navigating complex negotiations and fostering strategic partnerships will shed light on the latest trends and opportunities in fintech banking.
 We are delighted to announce another esteemed panelist for the upcoming U.S. Fintech Symposium: Victor Wang, CEO of Stockpile. Victor brings over 25 years of entrepreneurial experience to our panel, along with a profound passion for removing barriers in the financial industry and empowering individuals to take control of their financial futures. As CEO of Stockpile, Victor has been at the helm of a revolution in investing, empowering the next generation of investors through hands-on learning and accessible platforms. Under Victor's guidance, Stockpile has garnered widespread acclaim for its innovative approach, making stock market participation engaging, collaborative, and accessible.
 We are thrilled to unveil our latest keynote panelist for the upcoming U.S. Fintech Symposium: Phil Goldfeder, CEO of the American Fintech Council! As CEO of the American Fintech Council, Phil has been instrumental in shaping the future of fintech innovation, making him a perfect fit for our discussion on the evolving landscape of financial technology. Phil brings a wealth of expertise and leadership from the forefront of the fintech revolution, making his insights invaluable to our symposium. Attendees can expect engaging sessions where they can not only learn from industry leaders like Phil Goldfeder but also actively participate in discussions that drive innovation and progress in the fintech landscape.
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